Banking

Business Accounts

As of January 1, 2014

Fortune Business Checking Convenience of check writing for the small business.  Economical way to manager business finances. Unlimited check writing and deposits.  Account available for sole proprietorships, non-profit organizations, governments, trusts, partnerships.  

$100 to open
$1000 avg. collected balance to maintain.
(if below $10.00 per month service charge.
150 or less items (deposited items, deposits, checks) If over 150,  25 cents each

ATM Checkcard Savings
CD
Direct Deposit
PC Banking
Telephone banking
Personal Accounts of employees

$100.00 to open
No Min Balance
No Service Charge
First 300 items free if over .25 per item 

Fortune Growing Business Checking Convenience of check writing for the small business. Economical way to manage business finances, but give you more transaction as your business grows.  Unlimited check writing and deposits. Account available for sole proprietorships, non-profit organizations, governments, trusts, partnerships. 

$100 to open
$3000 avg. collected balance to maintain. (if below $20 per month S/C)
300 or less items (deposited items, deposits, checks) If over 300, 25 cents each

ATM Checkcard Savings
CD
Direct Deposit
PC Banking
Telephone banking
Personal Accounts of employees

$100.00 to Open
$4,000 balance $20.00 if you fall below $4,000. Max 300 items; over 300 $0.25 per item

Fortune Commercial Account The account provides large businesses with earnings credit to offer the large number of transactions it has each month.

Unlimited check writing with the ability to offset fees through analysis and earnings credit.
Treasury Management services may be linked.

$100 to open.
Monthly Maintenance fee of $15
ECR = 50% of 91 day t-bill (to be set monthly) or 25 bps whichever is greater
.15 per check
.30 per credit
.10 per deposited item

Lines of Credit
Savings Sweep
CD
Direct Deposit
Telephone banking
Personal Accounts of employees

 $100 to Open
Monthly Maintenance fee of $15.00
.15 per check
.30 per credit
.10 per deposited item.
Benefits of the Earning Credit.