Joseph J. Effinger

Senior Mortgage Banker

Joining FortuneBank in March of 2011, I must say that I am proud to be associated with a bank with so much integrity. Their belief is in the community in which they serve and I believe that speaks volumes of the ownership.

Over the past fifteen years I have helped hundreds of families realize the American dream…Home ownership. I have always been involved in service orientated businesses and have found that helping people achieve financial objectives to be very fulfilling. I am dedicated to exceptional service and promise to offer to my clients a mortgage experience that is both stress free and precise.

Helping my clients find the home of their dreams or helping them find a better mortgage loan program that allows them to save a little more each month has always been an objective of mine.

My business comes from very satisfied past clients as well as local Realtors and most importantly referrals from former clients. I believe that is the ultimate compliment… receiving a referral from a past client of one of their friends or family members. I know then that I have done my job.

I enjoy building relationships in my industry and my community being a member of the South County Chamber of Commerce, The Jefferson County Board of Realtors, the local BNI Chapter, Fenton Chamber of Commerce and a yearly supporter of the Muscular Dystrophy organization.

On a personal level, I have three children and nine grandchildren and am involved with them as much as possible!

Whether you are looking to purchase your first home, refinance your existing home or maybe a new construction loan or vacation investment property, both FortuneBank Mortgage and I have the solutions to fit your particular mortgage needs. Please call or e-mail me today for a no obligation consultation. I look forward to meeting you!

Contact Information
Phone: 636-461-3267
Cell Phone: 636-375-8181
NMLS#: 470416